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Qualifying Ratios
As calculated by lenders, the percentage of income that is spent on housing debt and combined household debt. The first qualifying ratio, called the gross debt service or GDS is up to and including a maximum of 32% of the combined gross family income. The second qualifying ratio is the Total debt service or TDS is up to and including 40% of gross income.

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Marketing Tips - Use These Tips To Help Get Your Property Sold
Your house is on the market, and your trying to get it sold. This article provides tips that will help make your home more marketable.

The Finishing Touch: Flat, Satin, Eggshell, Glosses, and Other Finishes
When you start to tackle the walls in your foyer, dining room, bedroom, hallway and kitchen, as well as the wood on your banisters, trimmings and windows, you’ll find that your options don’t simply run to color....

When and Why to Get Your Home Inspected by a Pro
You want to have your home inspected so that you know what may or may not need to be fixed immediately after you buy it. You want to know if you are going to need to install new plumbing, new wiring or new appliances. You want to know if the chimney...